I would like to add something to David´s info...
First Citizens Bank DOES NOT accept a foreign bank card, never mind if it´s connected to Visa or Master Card. The FCB´s ATM´s ONLY accept foreign Credit Cards. If you use your card there, the money will not be taken from your account, it will be from your credit!
Last year I asked the First Citizen in Canaan why, and they did not gave me any answer. They looked surprised when I told them it has been so all the time since they opend the office.
But Republic Bank and Royal Bank are working like any other modern bank, NOT First Citizen, never mind how big they seems to be.